ResumeProof

Role vocabulary

ATS resume keywords for UK Mortgage Underwriting

These are the 32 terms our scorer checks a UK Mortgage Underwriting resume against. It is the same list the free check uses, published in full.

Check my resume against these Build a UK Mortgage Underwriting resume

The vocabulary

Coverage is 25 of the 100 points. Sixty percent of this list is full marks, so you do not need all of it, and stuffing every term in is penalised separately.

  • mortgage underwriting
  • uk mortgage
  • underwriting
  • affordability
  • income verification
  • self employed
  • sa302
  • credit file
  • credit report
  • experian
  • equifax
  • loan to value
  • ltv
  • debt to income
  • remortgage
  • house purchase
  • buy to let
  • decision in principle
  • valuation
  • lending policy
  • mandate
  • fca
  • mcob
  • consumer duty
  • vulnerable customer
  • fraud
  • aml
  • kyc
  • payslip
  • bank statement
  • quality assurance
  • case management

The eight questions for UK Mortgage Underwriting

The guided builder asks these, in this order, and turns each answer into a line on the page. Nothing is written that you did not type.

  1. 1.How many mortgage cases or tasks do you underwrite in a typical day?
  2. 2.What quality or accuracy score do you hold on audited cases?
  3. 3.How many years have you underwritten mortgages, and for which lender or book?
  4. 4.Which case types do you handle, such as self employed, buy to let or complex income?
  5. 5.What mandate or decision authority do you hold?
  6. 6.Which systems and credit reference agencies do you use?
  7. 7.What fraud, AML or vulnerable customer cases have you identified or referred?
  8. 8.How many new joiners or colleagues have you trained or supported on complex cases?
Answer them and see your score before paying

Words are the easy half

A resume can carry every term above and still be rejected, because coverage says what you know and nothing about what you delivered. The heaviest category on the rubric is evidence: how many of your bullets carry an actual figure.

Seven in ten is full marks. Most resumes we see manage two.

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