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Role vocabulary

ATS resume keywords for US Mortgage Underwriting and Processing

These are the 31 terms our scorer checks a US Mortgage Underwriting and Processing resume against. It is the same list the free check uses, published in full.

Check my resume against these Build a US Mortgage Underwriting and Processing resume

The vocabulary

Coverage is 25 of the 100 points. Sixty percent of this list is full marks, so you do not need all of it, and stuffing every term in is penalised separately.

  • us mortgage
  • mortgage underwriting
  • mortgage processing
  • loan processing
  • underwriting
  • fannie mae
  • freddie mac
  • fha
  • va loan
  • usda
  • desktop underwriter
  • loan product advisor
  • aus
  • 1003
  • urla
  • dti
  • ltv
  • credit report
  • income calculation
  • asset verification
  • appraisal review
  • title review
  • closing disclosure
  • loan estimate
  • trid
  • hmda
  • post closing
  • quality control
  • conditions
  • encompass
  • loan origination

The eight questions for US Mortgage Underwriting and Processing

The guided builder asks these, in this order, and turns each answer into a line on the page. Nothing is written that you did not type.

  1. 1.How many loan files do you process or underwrite in a typical day or month?
  2. 2.What quality or accuracy score do you hold on audited files?
  3. 3.What turnaround time do you hold on a file, and what is the target?
  4. 4.Which loan types and programs do you work on, such as conventional, FHA, VA or USDA?
  5. 5.Which stages do you cover, such as processing, underwriting, closing or post closing?
  6. 6.Which loan origination systems and tools do you use?
  7. 7.What errors, defects or fraud risks have you caught before closing?
  8. 8.How many colleagues have you trained, reviewed or led?
Answer them and see your score before paying

Words are the easy half

A resume can carry every term above and still be rejected, because coverage says what you know and nothing about what you delivered. The heaviest category on the rubric is evidence: how many of your bullets carry an actual figure.

Seven in ten is full marks. Most resumes we see manage two.

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